Disability Insurance
How will you take care of day to day expenses if you suddenly can’t work due to a disability?
Why Disability Insurance Matters
Also known as Disability Income Insurance (DI), insures the beneficiary's earned income against the risk that a disability creates a barrier for workers to complete their work's core functions. Disability insurance provides you with a monthly payment should you suffer either a short- or long-term disability, which renders you unable to work. Disability insurance will pay out a monthly benefit to replace your lost income due to any illness or injury, which prevents you from earning your income. Even if you have a short-term policy through your employer, pairing it with a private long-term disability policy will offer the most financial protection for you and anyone who depends on your income to pay the bills.
Did You Know?
Individuals can receive monthly payments, or businesses can receive payments to cover business expenses to keep afloat.
Want to know more about what your disability insurance policy consists of? Connect with an agent today!